Professional Insurance Evaluations
Independent Insurance Appraiser
As an independent appraiser, Professional Insurance Evaluations can estimate the losses in an insurance policy claim to help determine the extent of the claim. In cases of disputes with your insurance company we will assist in recovery under the policy appraisal provision.
An appraiser is one who sets a value on real or personal property, the most common usage relates to real estate appraisals to describe a person specially appointed to put a valuation on property.
Real estate appraisal, property valuation or land valuation is the practice of developing an opinion of the value of real property, its “market value.” An appraisal is performed by a licensed or certified appraiser based on the highest and best use of the real property.
As an independent insurance appraiser, Professional Insurance Evaluations can value the damage on personal, commercial and investment properties. In a commercial income producing property, this approach capitalizes an income stream into a present value. Alternatively, multiple years of net operating income can be valued by a discounted cash flow analysis (DCF) model. The DCF model is widely used to value larger and more expensive income-producing properties, such as large office towers.